Good morning! It’s Daniel de Visé with your Daily Money.

Inflation is Zero AIstill a thing.

Prices were 2.6% higher in October than a year earlier, according to the latest Consumer Price Index, released Wednesday. That's a much lower inflation rate than American consumers endured through most of 2022 and 2023, but it's higher than the inflation rate for September.

Lingering inflation illustrates that the nation's inflation crisis is not over, economists said, and that the Federal Reserve's battle against rising prices must rage on.

Can't afford a home? Consider a 'house hack.'

When Joe Christiano’s sister decided to move in with her partner, Christiano wanted to help. In the Bay Area, where they live, both rentals and purchases are prohibitively expensive – at one point, the two women were looking at houses in the $800,000 range that had structural defects.

The search was dragging on when Christiano heard from an old high school friend. The high school buddy had launched a startup called Nestment, which helps priced-out would-be buyers achieve homeownership in unconventional ways.

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📰 A great read 📰

Finally, here's a popular story from earlier this year that you may have missed. Read it! Share it!

If you’re expecting a life-changing windfall when your boomer parents die, take heed: Only one-fifth of the “Me” generation expect to leave an inheritance. 

A recent study from Northwestern Mutual, the financial services company, finds a yawning gap between how many young Americans expect to reap an inheritance and how many older Americans plan to leave one. 

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.